They are scammers. Their only interest is to make money from your life settlement. They cherry pick. They were not interested in my insurance policies that totaled Two Hundred Thousand.
Very pleasant in the beginning, but bad communication. They say we'll work with you, but don't.
Don't waste your time on them. They are only interested in making money and not interested in your life situation.
Bottom Line: No, I would not recommend this to a friend