Public Service Loan Forgiveness is a federal program that forgives student loan balances after 10 years if your job can meet certain requirements and you can make 120 payments when those requirements are met.
The student loan crisis made community colleges a popular choice for students. Why? Good professors, a chance for personal development, career choices, cheaper tuition and a unique community.
Many tax liens and civil judgments will be deleted from credit reports soon, which means millions of consumers will see their credit scores change by an average of 10 points or more.
Credit builder loans are loans specifically designed for people who have no credit scores or bad credit scores. These loans are an excellent way to rebuild your credit through on-time payments.
Credit score can drop for reasons that seem counter-intuitive, and we list them along with an in-depth look at the shortcomings of credit scoring systems.
Bankruptcy law and something called the “Brunner Test” make it extremely difficult to discharge your student loans through bankruptcy. Two court cases, one lawyer and one research paper explain why.
A good credit score is a tremendous financial asset. By practicing a few simple habits and mindsets, you can get and keep a good credit score and get great offers from lenders.
Having bad credit can make it hard to find a good credit card, but we’ve found five cards we think can help you rebuild your credit and provide fair terms for your future purchases.
Credit bureaus have been around for decades, but it wasn’t until recently that their public profile has grown to the point that consumers want to know who they are, what they do and why they exist.
Raising your credit scores fast takes a basic understanding of how credit scores work and, from there, you can use the five tips we list here to increase your scores and improve your credit.
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