Rocket Mortgage

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Rocket Mortgage

Overall Rating

4.5

713 Customer Reviews

Summary

Rocket Mortgage has an excellent reputation for customer service and ease of use, as well as a unique in-house mortgage for which you can choose the length of repayment.

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Customer Reviews

4.5 Stars out of 713 Reviews
5 Star:79% 4 Star:7% 3 Star:3% 2 Star:2% 1 Star:6%
89% Recommend This Company
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Posted on May 30, 2022

Lack of communication was my biggest issue

By Kenneth N. , Hastings, PA

Initially friendly staff, easy-to-talk-to agents, and website is easy to use. The downside was when we needed certain transcripts by a certain time they wouldn't tell us until the last minute. Zero communication between the realtor and Rocket Mortgage, most staff were honest and kind.

Had an issue with one of the closing agents not communicating with us and 3rd party realtor. The estimated down payment needs to be adjusted because our final number wasn't really close to what they "estimated" it would be, also our mortgage rate was $100 over the estimated price per month. The agents worked effectively and efficiently to meet most our needs, we had some problems with the end paperwork, such as no one told us we couldn't use cash for down payment. In my opinion, you need to warn buyers that cash is prohibited and explain what sourcing means, we knew none of this until it became a MASSIVE problem.

Frustration levels through the roof for simple things and just not talking to one another. Our realtor had to reach out multiple times to Rocket just to get basic information, just unnecessary. Our overall experience was 6.3/10.

Length of Use: Less than 3 months

Bottom Line: Yes, I would recommend this to a friend

Pros and Cons

Friendly staff

Urgently hussled

Easy-to-use/work with

Zero communication

Lack of needed transcripts

Lack of explanation

Posted on May 28, 2022

Refinance experience

By Michael K., Waukee, IA, Verified Reviewer

Had heard a lot about Rocket Mortgage. My past experience had always been with a lender, closer to an in-person setting. Having worked in financial and insurance services in an office setting, I was not intimidated by using online services. The process went better than expected.

Length of Use: Less than 3 months

Bottom Line: Yes, I would recommend this to a friend

Pros and Cons

Online process

Closing in home

Prompt responses

Issue with underwriting and documentation

Posted on May 27, 2022

Need to have more direct payment options

By John C., Commack, NY, Verified Reviewer

The process was very easy and very automated. Everything seems to be very clear. Unfortunately, when it came to disbursing payments to accounts other than mortgages it was very cumbersome. I was very disappointed with the fact that a written check was involved. With current technology, I am sure it will be easy to send out the fund directly to any account without getting physical checks involved.

Length of Use: Less than 3 months

Bottom Line: Yes, I would recommend this to a friend

Pros and Cons

Automation

People that were involved with whole process

Clear and simple process

Physical check to pay for non-mortgage account

Posted on May 26, 2022

Easiest mortgage ever

By Jackson W., Atlanta, GA, Verified Reviewer

This was nuts. You even have a slider so you can set the loan to whatever length you wish. It was amazing. And the staff was so easy to work with and the app was awesome. Honestly, the entire process might have taken a couple of hours total to complete. So easy.

Length of Use: Less than 3 months

Bottom Line: Yes, I would recommend this to a friend

Pros and Cons

Easy

Reliable

Helpful

No “cons” were specified in this review

Posted on May 25, 2022

Upon a recommendation

By Carolyn B., Vacaville, CA, Verified Reviewer

From the first phone call received after contacting Rocket Mortgage, my experience was and continues to be, exceptional, to say the least. The professionalism and kindness, in spoken and written communications, during the mortgage loan process were genuinely pleasant each and every time. I am most grateful to Dana, who was my first contact and had the patience of a saint, and who made what I initially perceived was going to be an unpleasant experience into an unexpected pleasure.

Length of Use: Less than 3 months

Bottom Line: Yes, I would recommend this to a friend

Pros and Cons

Communication – keeping me updated on each process along the way and explaining those processes

Professionalism – each person that reached out along the process was always professional in their written or voice communications

Kindness – thank you for instilling kindness in the workplace

No “cons” were specified in this review

Posted on May 23, 2022

Mortgage and refinance

By Inbavannan R., Dearborn Heights, MI, Verified Reviewer

Fast, friendly, and responsive!

Handled my original loan as well as recent refinance with remarkable agility and were very communicative throughout the process!

Length of Use: 2+ years

Bottom Line: Yes, I would recommend this to a friend

Pros and Cons

Speed

Best online experience

Responsiveness

Cost higher than credit unions

Posted on May 19, 2022

Quick process

By Robert B., Delaware, Verified Reviewer

They were always available to take my calls, texts, and emails. Very quick and transparent process. Took the time to answer all my questions in great detail.

Length of Use: Less than 3 months

Bottom Line: Yes, I would recommend this to a friend

Pros and Cons

Quick service

Answered all my questions

Fees

Posted on May 18, 2022

Home refinance, unbelievable service

By Mark Z., Kingsford Heights, IN, Verified Reviewer

Rocket Mortgage has to be one of the most organized financial processes available for the everyday consumer. Most importantly the direct human contact complemented with technology is unbelievably, positively effective. My expectations were met, plus the speed and with accuracy in which everything was done were outstanding. Daniel Morales was a true pleasure to work with.

Length of Use: Less than 3 months

Bottom Line: Yes, I would recommend this to a friend

Pros and Cons

Human interaction. All my calls, texts, emails were met in a timely manner.

I knew what was going on at all times.

Technology was very seamless and simple to use.

Daniel was in Miami and too far to visit in person.

Posted on May 17, 2022

Refinance

By David B., Gridley, CA, Verified Reviewer

This was our 3rd time working with Rocket on a mortgage/refinance. The staff has and was very friendly, professional, and caring about every step.

Length of Use: 2+ years

Bottom Line: Yes, I would recommend this to a friend

Pros and Cons

Professionalism

Friendliness

Information sharing

No “cons” were specified in this review

Posted on May 16, 2022

Great service

By Aubrey J., Cheboygan, MI, Verified Reviewer

My overall experience with Rocket Mortgage has been wonderful. They gave been our mortgage company since 2015 and don't think we have had one issue they haven't professionally and compassionately solved for my family and I.

Length of Use: 2+ years

Bottom Line: Yes, I would recommend this to a friend

Pros and Cons

Brenda Lucas

Compassion

Knowledgeable

Professional

Supportive

No “cons” were specified in this review

Posted on May 14, 2022

Well, that was painless

By Justin T., Bronson, FL, Verified Reviewer

A year ago my wife and I purchased a HUD house with an FHA Rehab loan, through a brick-and-mortar mortgage company. That. Was. Painful. Four months of being shoved off on the next Junior level person, and none of the information that you gave the previous person or worked out with them made its way to this next person, etc., etc.

Fast forward 8 months later, we were looking to refinance out of our horrible FHA mortgage. We called several companies to compare everyone’s “apples to apples”. Rocket wasn’t the cheapest, but from the start, their customer service really made an impression. They answered all my questions, they got back to me when they told me they would. They ended up matching our best offer, and the fact that they service the loan for its life made a difference to me because it’s annoying as hell getting a letter in the mail that your mortgage has been sold and you need to set up new payment terms with a new company, etc., etc.

Length of Use: Less than 3 months

Bottom Line: Yes, I would recommend this to a friend

Pros and Cons

Custom service

“Pricing”

In-house servicing

No “cons” were specified in this review

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